At Karoo Thermal, we understand that every financial journey is unique. Our goal is to make the application process as straightforward and stress-free as possible while helping you find a finance solution that suits your needs.

Before completing your application, please review the minimum qualifying criteria and ensure you have all the required supporting documents ready. Providing complete and accurate information will help us process your application as quickly as possible.

Minimum Requirements

To apply for Consumer Personal Finance, applicants must meet the following minimum criteria:

• Minimum gross monthly income of R40,000.
  • A combined household income of R40,000 or more will also be considered.

Supporting Documents Required

To process your application, please upload the following documents:

• A clear copy of your South African ID document or ID card.
• Proof of residence (not older than 3 months).
• Your 3 most recent payslips or salary advices (6 months if you earn commission).
• Your 3 most recent bank statements (6 months if you earn commission).